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When you reach Step 2 Your Refund Info, select Start. You’ll see Refund Advance as an option for receiving your refund. The Credit Karma Money Spend Account Only option does not include a Refund Advance. If you apply for Refund Advance, your application will need to be approved by First Century Bank, N.A. before you can receive your advance.

The SE tax is already included in your tax due or reduced your refund. It is on the 1040 Schedule 2 line 4 which goes to 1040 line 15. The SE tax is in addition to your regular income tax on the net profit. You do get to take off the 50% ER portion of the SE tax as an adjustment on 1040 Schedule 1 line 14 which flows to 1040 line 8a.

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